Grain Hills Finance is the agriculture finance unit of Grain Hills Agri, a company registered with the National Credit Regulator (NCR) as a micro-lending finance company (NCRP: 24077).

The company provides tailored financial solutions to support agricultural projects and the broader farming value chain, including contract finance and bridging finance for farming projects and training providers that help farmers improve production quality and meet the requirements of commercial buyers.

Key Benefits

• Access to agricultural finance: Grain Hills Finance provides funding solutions designed around the cash-flow requirements of agricultural projects.

• Contract finance: Farmers and agricultural projects can access financing linked to confirmed contracts or commercial opportunities, helping them meet production and supply commitments.

• Bridging finance: Short-term funding can help bridge the gap between immediate production costs and expected income from agricultural activities.

• Support for farmer training: Training providers working with farmers to support programs that improve farmers’ production practices, quality, and readiness for commercial markets.

• Input-cost financing: Grain Hills Agri provides finance and insurance solutions to help farmers manage the cost of essential agricultural inputs.

• Support across key crops: The business supports dry bean, sugar beans, peas, lentils, millets (red and yellow), feed oats and barley, ground nuts, sorghum, sunflower,  GMO maize, and non-GMO maize farmers across South Africa.

• Agricultural aggregation: As an aggregator, Grain Hills Agri connect farmers with financing, insurance, input support, and commercial opportunities, helping address several needs within the farming cycle.

• Improved access to commercial markets: By supporting farmers with finance, training, insurance, and production inputs, the model is designed to help farmers meet the quality and supply requirements of commercial buyers.

• Integrated risk support: Combining financing with agricultural insurance that help farmers manage certain financial and production risks associated with farming.

All finance and related services are subject to applicable assessment criteria, eligibility requirements, regulatory requirements, and contractual terms.